The Growth account is also your secondary overdraft protection, in case there's not enough money in your Reserve account when and if you overdraw the Spend. It also offers you tools and resources that help you save more. Growth: you can use Growth to save money, and watch it grow over time, as this account lets you earn interest on your balance. In case you go overdrawn with your Spend account, PNC Bank will use the funds available in your Reserve account to cover the amount.ģ. Once you've saved enough for whatever you might have planned, you can transfer the money to your Spend. The Reserve savings account is also your primary overdraft protection. Reserve: you can use it to set money aside for anything you want - school tuition, travel, emergency, etc. It comes with a debit card, unlimited check writing, and free access to 9,000+ ATMs.Ģ. Spend: you can use Spend for daily budgeting, money management, bill pays, and more. Each of these has its own features and benefits:ġ. Virtual Wallet with Performance Spend earns interest on balances of 2,000 or more. Spend, Reserve, and Growth are checking, interest-bearing, and savings accounts combined into one product offered by PNC Bank. Free mobile transfers via the Virtual Wallet app.Free Balance tools, including Money Bar® and Danger Days SM, to see how much money you have available for spending or whether you're at risk of going overdraft.In order to continue using PNCs Virtual Wallet program, I need to have at. Safe deposit discount of $100 annually. Bank fees are the worst Which is why Ive decided to switch my personal.No charge for PNC Exclusive or $12 discount on select check designs.Higher relationships rates on savings accounts (need to have a linked Performance Select Checking or Virtual Wallet with Performance Select), T&C apply. ![]() Find out the monthly service charge, overdraft fees, debit card fees, ATM fees and more for different account types and balances.
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